Navigate Up
Sign In

Leading-edge healthcare for all | Compulsory basic health insurance: ‘LaMal’ Additional optional insuranceDownload the ‘Health Guide Switzerland’ (in 18 languages) | Useful links  


Leading-edge healthcare for all

The Swiss healthcare system is one of the most modern and efficient in the world. The country ranks second internationally for the best ratio of hospital services to population needs according to a 2010 study by the leading International Business School (IMD). Highly trained and skilled healthcare professionals provide high-quality care. Materials and equipment used are at the forefront of technology and patients benefit from short waiting times.

Healthcare in Neuchâtel is characterized by accessibility and availability, thanks to Hôpital neuchâtelois which has seven different sites and an extensive network of general practitioners, specialists and private practices. Special interventions are carried out at the reputable university hospitals of Lausanne (CHUV) and Bern (Inselspital), both less than an hour away.



Compulsory basic health insurance: ‘LaMal’

Each resident in Switzerland must take out health insurance for themselves and their family, with an insurer of their choice. A large choice of insurers offer rates according to different parameters such as age, sex, canton of residence or the amount of the annual deductible amount, called a ‘franchise’.

The benefits of this basic coverage, known as ‘LaMal’, are governed by Swiss law and are strictly identical from one health insurer to another. Access to care, including specialists, is guaranteed regardless of income. The legal provisions of LaMal are very stringent, so as to avoid discrimination. Insurers are not allowed to refuse or exclude anyone, or change their monthly premiums in case of illness. In addition, insurers are not allowed to ask individuals to fill out a health questionnaire.

Note that medical care for accidents is covered by the employer’s insurance.



Additional optional insurance


Those that wish to take advantage of specific treatments (such as complementary or alternative medicine, private dental care, private clinic access, etc.) can take out additional insurance. Various optional covers are available, depending on the services chosen. Contrary to the basic health insurance, health insurance companies may request that individuals fill in a health questionnaire for this additional coverage.



Download the ‘Health Guide Switzerland’ (in 18 languages)


Useful links


Hôpital Neuchâtelois

Hôpital de la Providence

Clinique de la Tour

Clinique Montbrillant

Centre hospitalier universitaire vaudois